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FinBites and its creators are not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser (IA) or Research Analyst (RA), and do not hold any registration with AMFI, IRDAI, PFRDA or RBI to distribute or advise on financial products.

2. Education, not advice

• Our content explains general concepts — how things work, common risks and how to stay safe.
• We do not recommend any specific stock, mutual fund, insurance policy, loan, app or other product.
• We do not provide personalised advice based on your income, goals or risk profile.
• We never offer tips, “calls”, return guarantees or performance claims.

3. Examples and numbers are illustrative

Calculations, return rates and stories used on FinBites (for example, “12% yearly return”) are hypothetical and only meant to explain a concept. Investments in securities markets are subject to market risks. Past performance does not indicate future results.

4. Accuracy and changing rules

We try to keep content accurate and up to date, but tax laws, interest rates, scheme rules and regulations change often. Always verify with official sources such as incometax.gov.in, rbi.org.in, sebi.gov.in and india.gov.in before acting.

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Before making any financial decision, please consult a SEBI-registered investment adviser, a chartered accountant or another qualified professional. You can verify an adviser's registration on the SEBI website.

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